R&D

HEALTH ECONOMICS TEXT BOOKS CURRENTLY IN-PROGRESS [Major Working Research & Development Publications-in-Process]

Currently researching, crafting, developing and writing three [3] grant funded health economics, policy, management and social-psychology text books as a re-imagined and insightful linguistical free-market capitalistic trilogy to be released in 2024-25 [vox populi].

1. PARADOXICAL HEALTH ECONOMICS [A Treatise Torching Absurd Myths and Self-Contradictory Propositions]

The term “paradox” signifies a contradiction of some sort. Modern health care appears to be rich in contradictions, and it is claimed to be paradoxical in a number of ways. In particular health care is held to be a paradox itself: it is supposed to do good, but is accused of doing harm. The objective of this book is to investigate whether the concept of paradox can serve as a framework for analyzing pressing problems in modern health care economics. To pursue this, three distinctive levels of paradox are identified: resolvable paradoxes, anti-nomies and aporias. The analysis reveals that when facing the challenges of modern health economics, the focus of attention should be to resolve the resolvable paradoxes, to acknowledge the anti-nomies and to learn to live with the aporias.

So, what are the most important health economic paradoxes of the last century? We have some ideas and that’s the question we attempt to ask, ponder and explain in this treatise? And, although, there is a natural overlap with the fields of finance and accounting; there is little emerging specificity and no prioritized importance to this alphabetized ranking.

Inevitably some good paradoxical theories fell by the wayside during curation, often for reasons unrelated to their importance. And, the line between theory and concept gets blurry at times. So, please take the alphabetized list in the spirit of curiosity mixed with seriousness. And, keep in mind, that important health economic paradoxes are not always permanently correct. So, mixed among the most important paradoxical theories you may find a few that are wrong, or inexact, despite their influence. See if you can find them. We could go on, but you get the idea.

Moreover, as we will illustrates, there are nuances about what constitutes a paradoxical theory — some try to describe how the concept works, and others try to describe how it should work. And, of course, they vary widely in how well they accomplish those goals. And, as the list may suggest, we undoubtedly overlooked some worthy or less orthodox theories. (And we probably overlooked some mainstream items, too!).

For example: Cosmetic surgery is becoming increasingly popular worldwide. The “cosmetic surgery paradox” describes the phenomenon whereby women are both encouraged to undergo cosmetic surgery and condemned for doing so. Cosmetic surgery advertisements, media, and government policy all contribute to the rise in cosmetic surgery.

For example: The male-female health-survival paradox, also known as the morbidity-mortality paradox or gender paradox, is the phenomenon in which women experience more medical conditions and disability during their lives, but they unexpectedly live longer than men.

For example: For decades, US taxpayers have been lamenting the high cost of health care. Since the mid-1980s, Americans have had double-digit spending on health care. Despite this investment, Americans are less healthy than their European and Scandinavian counterparts across an array of health measures.

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2. HOBSON’S CHOICE MEDICINE [Exposing Crowd-Sourced Reflections on Decision-Making, Health Economics, Linguistics and Free Market Enterprise]

For those unfamiliar with this economics expression, it means …‘no choice at all’. Now, this is very different than transparent cognitive decision-making science that offers a real choice. In other words: this choice or that one –OR the either / or fallacy whereby the arguer characterizes a complex problem with many possible solutions, as having only two outcomes. One outcome is desirable and one not. But, with a true Thomas Hobson’s choice dilemma; there is No real choice at all!

That’s where omy research is focused, and why this book is titled: HCM. In fact, I seek to illustrate the many false choices that all four participants in the US healthcare system quartet [patients – payers – providers – public policymakers] face … and often unwittingly make each day. For example:

Patients: “This health plan covers all drug costs” … As long as they are in our generic formulary.

Payers“The government does not force anyone to buy health insurance” … The choice is to buy insurance or pay a higher tax bill [“fee” or “penalty”].

Providers: “You don’t have to sign an insurance Hold Harmless Contract Clause to indemnify us for a malpractice claim” … But, you may be de-selected from our health insurance panel if you don’t.

Public Policymakers: “You can keep your doctor” … As long as s/he is in our narrow PP-ACA insurance network of physicians, medical centers and hospitals.

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3. HEALTH ECONOMIC FOR ALL OF US – VITAL EXPLANATIONS FOR THE REST OF US [A Compendium of Lay Terms We All Should Know]

What are the most important free-market and Keynesian health economic theories of the last century? I have some ideas and that’s the question we attempt to ask, ponder and explain in this book? And, although, there is a natural overlap with the fields of finance and accounting; there is little emerging specificity and no prioritized importance to this alphabetized ranking.

Now, this text is written for non-specialist and lay readers with little to no prior knowledge of health economics, finance, health insurance or related theories. While we use many named theories we use non-technical terms about the origin, structure, development and eventual contemporary use of them which is the objective for the study of modern health economics. I present information, in compendium form, about basic core concepts like theories, laws, rules, charts, eponyms and even oddities in a communicator fashion of subject mater expertise.

For example: A trained insurance professional who can help you enroll in a health insurance plan. Agents may work for a single health insurance company. You won’t pay anything additional if you enroll with an agent. Agents must be licensed in their states and have signed agreements to sell health plans. In many states, agents are not required to act in a consumer’s best interest. However:

  • Agents often get payments (“commissions”) from insurance companies for selling plans. Some may not sell plans of companies they don’t represent.
  • You may qualify for a premium tax credit and other savings if you enroll with an agent.

For example: In health insurance, diverse selection is a market situation where buyers and sellers have different information. The result is that participants with key information might participate selectively in trades at the expense of other parties who do not have the same information. But, adverse selection occurs when buyers and sellers of a health insurance product do not have the same information available. Also known as the “lemon problem” by economist George Akerlof 1970 who examined how the quality of goods traded in a market can degrade in the presence of information asymmetry between buyers and sellers, leaving only “lemons” behind.

  • Nicotine: Someone with a nicotine dependency getting health insurance at the same rate of someone without nicotine dependency. Gross obesity, smoking, STDs, drug abuse, and automotive speed racing may be similar situations.
  • Time lag: When a person waits until s/he knows s/he is sick and in need of health care before applying for a health insurance policy.

Research & Development: marcinko-research-statement-pdf

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